Home Insurance

Why Home Insurance 

Home insurance provides financial protection against disasters. A standard policy insures the home itself and the things you keep in it.

Homeowners insurance is a package policy. This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people. This includes damage caused by household pets.

What to Consider -When buying Homeowners Insurance
Replacement Value of Your Home
Personal Liability
Amount of Personal Property Coverage
Standard Home Insurance Coverage
Dwelling
Other Structures
Contents/Personal Property
Loss of Use
Personal Liability Protection
Medical Payments
Special Coverage